{"id":4187,"date":"2021-05-06T12:13:33","date_gmt":"2021-05-06T10:13:33","guid":{"rendered":"\/blog\/?p=4187"},"modified":"2024-08-06T13:29:59","modified_gmt":"2024-08-06T11:29:59","slug":"por-que-contratar-seguro-conductor","status":"publish","type":"post","link":"https:\/\/qualitas-new.admiral.es\/blog\/por-que-contratar-seguro-conductor\/","title":{"rendered":"Qu\u00e9 es y por qu\u00e9 contratar un seguro del conductor"},"content":{"rendered":"\n<p>El <strong>seguro del conductor<\/strong> a veces pasa desapercibido entre el resto de coberturas centradas en el veh\u00edculo.<\/p>\n\n\n\n<p>Desde <a href=\"\/\" target=\"_blank\" rel=\"noreferrer noopener\">Qualitas Auto<\/a> pensamos que <strong>lo m\u00e1s importante<\/strong> son las personas que viajan en \u00e9l, por eso el seguro del conductor est\u00e1 incluido por defecto en nuestras p\u00f3lizas.<\/p>\n\n\n\n<p>Pero, \u00bfsabr\u00edas especificar <a href=\"\/cobertura\/seguro-conductor\/\" target=\"_blank\" rel=\"noreferrer noopener\">qu\u00e9 es<\/a> o por qu\u00e9 lo necesitas?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u00bfQu\u00e9 es el seguro de accidentes del conductor?<\/strong><\/h2>\n\n\n\n<p>Como habr\u00e1s podido adivinar por el nombre de la prestaci\u00f3n, el <strong>seguro del conductor<\/strong> se encarga, precisamente, de las personas. En caso de incidente, cubre <strong>los da\u00f1os sufridos por el conductor<\/strong> del veh\u00edculo responsable del siniestro.<\/p>\n\n\n\n<p>Se establece un l\u00edmite fijado en la p\u00f3liza y la aseguradora cubrir\u00e1 la indemnizaci\u00f3n hasta esa cantidad.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter is-resized\"><a href=\"https:\/\/www.qualitasauto.com\/calcular-seguro\/#\/web\/online\/iniciar\/AU02\/#\/web\/online\/iniciar\/AU02#\/web\/online\/iniciar\/AU02#\/web\/online\/iniciar\/AU02\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"113\" src=\"\/wp-content\/uploads\/2017\/03\/CTA_QA_copy1-300x113.png\" alt=\"\" class=\"wp-image-4342\" style=\"width:667px;height:251px\" srcset=\"https:\/\/qualitas-new.admiral.es\/wp-content\/uploads\/2017\/03\/CTA_QA_copy1-300x113.png 300w, https:\/\/qualitas-new.admiral.es\/wp-content\/uploads\/2017\/03\/CTA_QA_copy1-768x288.png 768w, https:\/\/qualitas-new.admiral.es\/wp-content\/uploads\/2017\/03\/CTA_QA_copy1-1536x576.png 1536w, https:\/\/qualitas-new.admiral.es\/wp-content\/uploads\/2017\/03\/CTA_QA_copy1-600x225.png 600w, https:\/\/qualitas-new.admiral.es\/wp-content\/uploads\/2017\/03\/CTA_QA_copy1-1024x384.png 1024w, https:\/\/qualitas-new.admiral.es\/wp-content\/uploads\/2017\/03\/CTA_QA_copy1.png 1920w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\"><strong>Indemnizaciones en caso de incidente<\/strong><\/h2>\n\n\n\n<p>Con el <strong>seguro de conductor<\/strong> que puedes encontrar en las p\u00f3lizas de Qualitas Auto tendr\u00e1s <strong>cubiertas las siguientes indemnizaciones<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Hasta 15.000 \u20ac en caso de fallecimiento o invalidez total permanente.<\/li>\n\n\n\n<li>Hasta 7.500 \u20ac por invalidez parcial permanente.<\/li>\n\n\n\n<li>Gastos de asistencia sanitaria en la cl\u00ednica que escojas, hasta los 3000\u20ac<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Gastos no incluidos en la seguridad social<\/strong><\/h2>\n\n\n\n<p>Es posible que pienses que en caso de accidente la seguridad social se encarga de las facturas derivadas de la asistencia sanitaria, pero no es as\u00ed. El conductor afectado ser\u00e1 atendido, pero los gastos ser\u00e1n remitidos a la aseguradora.<\/p>\n\n\n\n<p><strong>En caso de no contar con el seguro de conductor tendr\u00e1s que abonar esos gastos posteriormente<\/strong>. O tambi\u00e9n, en caso de excederse de los l\u00edmites de tu cobertura de seguro del conductor.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Posibilidad de cobertura ampliada<\/h2>\n\n\n\n<p>Como en Qualitas Auto nos centramos especialmente en las personas, <strong>el seguro de conductor tambi\u00e9n tiene la posibilidad de ampliarse<\/strong>. De esta forma, se elevar\u00e1n las indemnizaciones en caso de incidente.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Indemnizaci\u00f3n hasta 30.000\u20ac<\/h3>\n\n\n\n<p>Con esta ampliaci\u00f3n, la indemnizaci\u00f3n en caso de fallecimiento o invalidez total permanente se duplica hasta los 30.000\u20ac.<\/p>\n\n\n\n<p>Por otra parte, se elevan tambi\u00e9n los gastos de la asistencia sanitaria hasta los 5000\u20ac y se duplica el capital en caso de fallecimiento con hijos menores.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Indemnizaci\u00f3n hasta 50.000\u20ac<\/h3>\n\n\n\n<p>Una ampliaci\u00f3n m\u00e1xima se traduce tambi\u00e9n en una ampliaci\u00f3n de las indemnizaciones. Adem\u00e1s, tambi\u00e9n hay m\u00e1s prestaciones incluidas, como una cobertura nacional y en pa\u00edses de la carta verde.<\/p>\n\n\n\n<p>Adem\u00e1s, se tendr\u00e1 en cuenta tambi\u00e9n detalles como una renta por d\u00eda en caso de ingreso hospitalario.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Especialmente para conductores vulnerables<\/h2>\n\n\n\n<p>Hay <strong>algunos veh\u00edculos en los que el conductor se encuentra m\u00e1s expuesto<\/strong> en caso de incidente. Nos referimos, por ejemplo, a motocicletas o quads. En estos casos, es todav\u00eda m\u00e1s interesante contar con el seguro de conductor para tenerlo todo bajo control.<\/p>\n\n\n\n<p>En <strong>Qualitas Auto<\/strong>, contamos con numerosas opciones para adaptar tu seguro a tus preferencias. \u00bfQuieres saber cu\u00e1les son? <a href=\"\/seguros-moto\/\" target=\"_blank\" rel=\"noreferrer noopener\">Compara entre nuestros seguros de moto<\/a> y calcula tu precio con nuestra <a href=\"https:\/\/www.qualitasauto.com\/calcular-seguro\/#\/web\/online\/iniciar\/AU02\/#\/web\/online\/iniciar\/AU02#\/web\/online\/iniciar\/AU02#\/web\/online\/iniciar\/MO02\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>calculadora online<\/strong><\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El seguro del conductor a veces pasa desapercibido entre el resto de coberturas centradas en el veh\u00edculo. Desde Qualitas Auto pensamos que lo m\u00e1s importante son las personas que viajan en \u00e9l, por eso el seguro del conductor est\u00e1 incluido por defecto en nuestras p\u00f3lizas. Pero, \u00bfsabr\u00edas especificar qu\u00e9 es o por qu\u00e9 lo necesitas? [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":4188,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[30,33,35],"tags":[],"class_list":["post-4187","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-consejos","category-seguridad","category-seguros-de-coche-2"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Qu\u00e9 es y por qu\u00e9 contratar un seguro del conductor | Qualitas Auto<\/title>\n<meta name=\"description\" content=\"\u00bfConoces el seguro de conductor? El seguro de accidentes del conductor se centra en la seguridad del conductor. \u00a1Desc\u00fabrelo todo!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/qualitas-new.admiral.es\/blog\/por-que-contratar-seguro-conductor\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Qu\u00e9 es y por qu\u00e9 contratar un seguro del conductor | Qualitas Auto\" \/>\n<meta property=\"og:description\" content=\"\u00bfConoces el seguro de conductor? 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