{"id":4278,"date":"2021-09-17T14:02:37","date_gmt":"2021-09-17T12:02:37","guid":{"rendered":"\/blog\/?p=4278"},"modified":"2024-08-21T14:01:01","modified_gmt":"2024-08-21T12:01:01","slug":"conoce-que-es-seguro-responsabilidad-civil-obligatoria","status":"publish","type":"post","link":"https:\/\/qualitas-new.admiral.es\/blog\/conoce-que-es-seguro-responsabilidad-civil-obligatoria\/","title":{"rendered":"\u00bfSabes qu\u00e9 es la cobertura de responsabilidad civil obligatoria?"},"content":{"rendered":"\n<p>Las dudas sobre la <strong>cobertura de responsabilidad civil obligatoria<\/strong> son recurrentes. Es un concepto b\u00e1sico para las aseguradoras pero, \u00bfconoces qu\u00e9 es la cobertura<strong> <\/strong>y qu\u00e9 cubre<strong> <\/strong>en caso de accidente?&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u00bfQu\u00e9 es la cobertura de responsabilidad civil obligatoria?<\/h2>\n\n\n\n<p>La cobertura de responsabilidad civil obligatoria, como indica su nombre, es obligatoria y <strong>la m\u00ednima exigida por la ley<\/strong>. Se encarga de cubrir los da\u00f1os a terceros y es la base de todos nuestros seguros. En ella se definen las siguientes particularidades:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Cubrir los da\u00f1os producidos a todos los ocupantes del veh\u00edculo asegurado<\/strong>, salvo al conductor, que en este caso queda cubierto por el seguro de conductor.<br><\/li>\n\n\n\n<li><strong>Indemnizaci\u00f3n a terceros <\/strong>hasta un m\u00e1ximo de&nbsp; 70.000.000 \u20ac para da\u00f1os personales y un m\u00e1ximo de 15.000.000 \u20ac para da\u00f1os materiales por cada accidente.<\/li>\n<\/ul>\n\n\n\n<p>Debes saber tambi\u00e9n que si tu coche lleva incorporado un remolque exento de seguro propio, \u00e9ste tambi\u00e9n est\u00e1 incluido en la cobertura de responsabilidad civil obligatoria. En este caso tambi\u00e9n cubre los da\u00f1os materiales y personales ocasionados en un accidente.\u00a0<\/p>\n\n\n\n<p>En base a esto tambi\u00e9n puedes hacer un c\u00e1lculo de tu p\u00f3liza de <a href=\"\/seguros-coche\/\">seguro de coche online<\/a>. De esta forma podr\u00e1s encontrar la que mejor se adapte a tus intereses. En el caso que busques <strong>cubrir da\u00f1os propios por colisi\u00f3n<\/strong>, te recomendamos que te informes de nuestra p\u00f3liza <a href=\"\/seguros-coche\/todo-riesgo-colision\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Todo riesgo por colisi\u00f3n<\/strong><\/a>: la \u00fanica que cuenta con este tipo de cobertura.&nbsp;<\/p>\n\n\n<div class=\"wp-block-image is-resized\">\n<figure class=\"aligncenter size-large\"><a href=\"https:\/\/www.qualitasauto.com\/calcular-seguro\/#\/web\/online\/iniciar\/AU02\/\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"384\" src=\"\/wp-content\/uploads\/2021\/12\/CTA_QA_copy1-1024x384.png\" alt=\"\" class=\"wp-image-4332\" srcset=\"https:\/\/qualitas-new.admiral.es\/wp-content\/uploads\/2021\/12\/CTA_QA_copy1-1024x384.png 1024w, https:\/\/qualitas-new.admiral.es\/wp-content\/uploads\/2021\/12\/CTA_QA_copy1-300x113.png 300w, https:\/\/qualitas-new.admiral.es\/wp-content\/uploads\/2021\/12\/CTA_QA_copy1-768x288.png 768w, https:\/\/qualitas-new.admiral.es\/wp-content\/uploads\/2021\/12\/CTA_QA_copy1-1536x576.png 1536w, https:\/\/qualitas-new.admiral.es\/wp-content\/uploads\/2021\/12\/CTA_QA_copy1-600x225.png 600w, https:\/\/qualitas-new.admiral.es\/wp-content\/uploads\/2021\/12\/CTA_QA_copy1.png 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\">Pon a prueba tu conocimiento sobre los seguros de coche<\/h2>\n\n\n\n<p>Ya sabes qu\u00e9 es la cobertura de responsabilidad civil obligatoria pero, \u00bfsabes <strong>qu\u00e9 es el bonus malus<\/strong> para tu aseguradora? \u00bfQu\u00e9 es el dolo? o \u00bfcu\u00e1ndo debo incluir un <a href=\"\/blog\/seguro-para-conductor-novel-ocasional\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>segundo conductor en el seguro<\/strong><\/a>? Para dar respuesta a estas preguntas, desde <a href=\"\/\" target=\"_blank\" rel=\"noreferrer noopener\">Qualitas Auto<\/a> te proponemos el siguiente test para que de una forma entretenida, des respuesta a estas y otras preguntas sobre el <a href=\"\/seguros-coche\/\">seguro de tu coche<\/a>. \u00a1Adelante con el test!\u00a0<\/p>\n\n\n\n<div style=\"width: 100%;\"><div style=\"position: relative; padding-bottom: 56.25%; padding-top: 0; height: 0;\"><iframe loading=\"lazy\" frameborder=\"0\" width=\"1200\" height=\"675\" style=\"position: absolute; top: 0; left: 0; width: 100%; height: 100%;\" src=\"https:\/\/view.genial.ly\/60c33f6a5878070dba7038a0\" type=\"text\/html\" allowscriptaccess=\"always\" allowfullscreen=\"true\" scrolling=\"yes\" allownetworking=\"all\"><\/iframe> <\/div> <\/div>\n\n\n\n<p>\u00bfQu\u00e9 tal te ha ido con el test? \u00bfHas podido dar respuestas a todas las preguntas?&nbsp;<\/p>\n\n\n\n<p>Ahora tienes las herramientas para dar las respuestas referentes al seguro de responsabilidad civil obligatoria. Recuerda que siempre puedes acudir <a href=\"\/blog\/\" target=\"_blank\" rel=\"noreferrer noopener\">al blog de Qualitas Auto<\/a> para seguir obteniendo informaci\u00f3n relacionada con el seguro de tu veh\u00edculo.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Las dudas sobre la cobertura de responsabilidad civil obligatoria son recurrentes. Es un concepto b\u00e1sico para las aseguradoras pero, \u00bfconoces qu\u00e9 es la cobertura y qu\u00e9 cubre en caso de accidente?&nbsp; \u00bfQu\u00e9 es la cobertura de responsabilidad civil obligatoria? La cobertura de responsabilidad civil obligatoria, como indica su nombre, es obligatoria y la m\u00ednima exigida [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[33,35],"tags":[],"class_list":["post-4278","post","type-post","status-publish","format-standard","hentry","category-seguridad","category-seguros-de-coche-2"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfQu\u00e9 es Responsabilidad Civil Obligatoria y bonus malus? | Qualitas Auto<\/title>\n<meta name=\"description\" content=\"\u00bfCu\u00e1nto sabes sobre el seguro de responsabilidad civil obligatoria? 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