{"id":4694,"date":"2023-05-22T13:00:45","date_gmt":"2023-05-22T11:00:45","guid":{"rendered":"\/blog\/?p=4694"},"modified":"2023-05-22T13:00:45","modified_gmt":"2023-05-22T11:00:45","slug":"vehiculos-obligacion-contratar-poliza-seguro","status":"publish","type":"post","link":"https:\/\/qualitas-new.admiral.es\/blog\/vehiculos-obligacion-contratar-poliza-seguro\/","title":{"rendered":"Te contamos qu\u00e9 veh\u00edculos tienen la obligaci\u00f3n de contratar una p\u00f3liza de seguro"},"content":{"rendered":"\n<p>Saber qu\u00e9 veh\u00edculos tienen la obligaci\u00f3n de contratar una p\u00f3liza de seguro puede ser una inc\u00f3gnita para ti. Por un lado, la Ley establece que todo veh\u00edculo motor que circule por v\u00eda p\u00fablica o privada requiere de la contrataci\u00f3n de un seguro obligatorio. Este seguro te ofrece las <a href=\"\/blog\/seguro-obligatorio-coche\/\" target=\"_blank\" rel=\"noreferrer noopener\">coberturas de responsabilidad civil <\/a>que todo ciudadano necesita. Sin embargo, <strong>no todos los veh\u00edculos a motor tienen las mismas caracter\u00edsticas<\/strong> ni las mismas v\u00edas de circulaci\u00f3n.\u00a0<\/p>\n\n\n\n<p>Por otro lado, saber diferenciar esta cuesti\u00f3n va m\u00e1s all\u00e1 de cumplir con la ley. Y es que en <a href=\"\/\" target=\"_blank\" rel=\"noreferrer noopener\">Qualitas Auto <\/a>sabemos que tener las espaldas cubiertas en la carretera siempre es sin\u00f3nimo de tranquilidad para ti y para los tuyos.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Veh\u00edculos que s\u00ed requieren de seguro obligatorio<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Los <strong>autom\u00f3viles particulares <\/strong>siempre deben contratar el <a href=\"\/seguros-coche\/\" target=\"_blank\" rel=\"noreferrer noopener\">seguro obligatorio de coche<\/a>, como m\u00ednimo un seguro a terceros.\u00a0 As\u00ed pueden subsanarse los da\u00f1os que sufran los ocupantes del veh\u00edculo en caso de colisi\u00f3n. Entre los autom\u00f3viles particulares tambi\u00e9n se incluyen los <strong>cuadriciclos<\/strong>.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Las <strong>motos, ciclomotores y veh\u00edculos de tres ruedas<\/strong> necesitan tambi\u00e9n ese <a href=\"\/seguros-moto\/\" target=\"_blank\" rel=\"noreferrer noopener\">seguro obligatorio<\/a> para poder circular. Comprueba que puedas incluir en tu p\u00f3liza la <a href=\"\/blog\/asistencia-carretera-motos\/\" target=\"_blank\" rel=\"noreferrer noopener\">asistencia en carretera<\/a>. \u00a1Lo agradecer\u00e1s!\u00a0\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Quads.<\/strong> De cualquier tipo. As\u00ed sean ligeros, no ligeros o especiales.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Autom\u00f3viles comerciales, camiones, furgonetas y veh\u00edculos de carga pesada<\/strong>. Toda seguridad es poca cuando utilizas un veh\u00edculo como herramienta de trabajo. \u00bfSab\u00edas que <a href=\"https:\/\/www.autofacil.es\/autofacil\/furgonetas-reparto-mas-riesgo-accidente\/479768.html\" target=\"_blank\" rel=\"noreferrer noopener\">las furgonetas de reparto son las que tienen mayor riesgo de accidente<\/a>? Adem\u00e1s de ello, debemos tener en cuenta que un accidente donde est\u00e9n implicados camiones o veh\u00edculos de carga pesada puede tener consecuencias m\u00e1s graves debido al volumen extra.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Remolques, semirremolques y m\u00e1quinas remolcadas de m\u00e1s de 750 kg de masa m\u00e1xima autorizada <\/strong>tambi\u00e9n lo requieren. De esta manera, circular\u00e1s con dos seguros obligatorios para asegurar una mayor protecci\u00f3n ciudadana en caso de accidente.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Veh\u00edculos de transporte p\u00fablico<\/strong>. Ser\u00eda el caso de, por ejemplo, los autobuses o taxis.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Veh\u00edculos exentos de contratar la p\u00f3liza de seguro obligatoria<\/strong><\/h2>\n\n\n\n<p>Ya sabes qu\u00e9 veh\u00edculos tienen la obligaci\u00f3n de contratar una p\u00f3liza de seguro. Pero, entonces \u00bfqu\u00e9 veh\u00edculos est\u00e1n exentos de contratar el seguro obligatorio? Te lo contamos:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Veh\u00edculos industriales o agr\u00edcolas<\/strong> que no est\u00e9n autorizados para circular libremente. Este tipo de m\u00e1quinas est\u00e1n cubiertas por el seguro de actividad industrial.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Remolques, semirremolques y m\u00e1quinas remolcadas especiales de menos de 750 kilogramos.<\/strong><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Veh\u00edculos que presenten una baja temporal o definitiva <\/strong>en el Registro de Veh\u00edculos de la DGT.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Veh\u00edculos de tipo recreativo<\/strong> que cuenten con motor el\u00e9ctrico. En este caso, quedan circunscritos a la normativa que regula y garantiza la seguridad de los juguetes.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ferrocarriles y tranv\u00edas <\/strong>que circulan por v\u00edas propias.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Las <strong>sillas de ruedas el\u00e9ctricas<\/strong>, tampoco. A pesar de tratarse de un veh\u00edculo a motor est\u00e1 calificado como material sanitario. Incluso el ocupante en cuesti\u00f3n se considera peat\u00f3n.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Ahora ya conoces la diferencia entre los veh\u00edculos que deben contratar una p\u00f3liza de seguro obligatorio o no. Y t\u00fa, \u00bfcuentas con veh\u00edculos que lo necesitan? <a href=\"https:\/\/www.qualitasauto.com\/calcular-seguro\/#\/web\/online\/iniciar\/AU02\/#\/web\/online\/iniciar\/AU02\" target=\"_blank\" rel=\"noreferrer noopener\">Calcula ahora<\/a> el seguro que m\u00e1s se adapta a tus necesidades y descubre todas las coberturas que podemos ofrecerte. El conocimiento es poder y, sobre todo, \u00a1seguridad!\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Saber qu\u00e9 veh\u00edculos tienen la obligaci\u00f3n de contratar una p\u00f3liza de seguro puede ser una inc\u00f3gnita para ti. Por un lado, la Ley establece que todo veh\u00edculo motor que circule por v\u00eda p\u00fablica o privada requiere de la contrataci\u00f3n de un seguro obligatorio. Este seguro te ofrece las coberturas de responsabilidad civil que todo ciudadano [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":4695,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-4694","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguros-de-coche-2"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfQu\u00e9 veh\u00edculos est\u00e1n obligados a contratar p\u00f3liza de seguro?<\/title>\n<meta name=\"description\" content=\"\u00bfQu\u00e9 veh\u00edculos tienen por obligaci\u00f3n contratar una p\u00f3liza de seguro? 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